Can you sue a parent for hiding life insurance on the other parent?
Can you sue a parent for hiding life insurance on the other parent?
My parents are seperated and one of them just died recently. My other parent says they do not have a life insurance policy on the deceased parent. I do not believe that and was stuck paying for a funeral. If my parent lied to me, can I sue them for funeral expenses? And how would I find out that they did have a policy?
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5 Responses
1.31.2010
Nope, because it doesn't MATTER. If there WAS a policy, as long as you weren't named beneficiary, you have NO RIGHT to that information. There is no central database, where it's public information.If you are executor of the estate, you can request copies of old bank statements for the past 10 years, and go through them, to see if an insurance company was being paid every month, or every year. If you're not executor, you are not party to the transaction. Even if there WAS life insurance in place, any money given to the beneficiary, belongs to THE BENEFICIARY, and they have NO obligation to pay any funeral expenses out of it. Most people in the US die without an active life insurance policy in place. Whatever reason you have for believing that there IS life insurance in place, you'll have to work through those routes. Funeral expenses are something you paid for, because you are a good child. If you didn't want to pay for a funeral, you didn't have to. That was YOUR choice. (Don't get me wrong, I do believe it's an obligation of the adult child to bury the parent properly, and it was a good deed.) Source(s): agent, 21+ years
1.31.2010
No, you can't sue for funeral expenses.If there is a policy and you are the beneficiary you are entitled to your portion of the benefit. It's not easy finding out if there is a policy. If the parent has the policy and inquires to the carrier about paying the benefit, then whomever is listed as the Primary beneficiary will receive the benefit. You may have been a contingent beneficiary, which means, if something happened to the Primary beneficiary, benefits go to the Contingent. It's kind of a wait and see thing. Source(s): Insurance Agent
1.31.2010
why should you be entitled to sue? I can take out a policy on you and I don't know you, that doesn't obligate me to pay for your funeral
1.31.2010
It does not matter if there was any insurance. If there was it belongs to the beneficiary of the policy. The beneficiary is not obligated to give you that money. Nor are separated couples obligated to pay each other's expenses.
1.31.2010
No – silly question. If there was a policy, the insurance company will pay benefits to the named beneficiaries only. There is no law that insurance proceeds have to be used to reimburse you for funeral expenses.