Do life insurance companies test every year?
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3 Responses
1.31.2010
No. Just when you apply for the original policy until it lapses or you fail to pay the premiums.
1.31.2010
just when you sign up. they want to know how healthy you are when they set your rates with the expectation that as you age your health will deteriorate.
1.31.2010
No, just at sign up. Some companies will offer you a discount for getting a yearly physical.