How much does business auto insurance and basic liability cost?
How much does business auto insurance and basic liability cost?
I am in CA, and I am doing a school project. the business is only 3 people including myself and the auto would only be one 2001 work van. its a pet sitting business so there are very little assets( under 20,000). Even a good guess would be appreciated. thanks a lot
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One Response
1.31.2010
Best Answer – Chosen by Voters To be honest, there isn't a single person who could answer your question in yahoo answers unless they were at work (an insurance company) and ran a quote for you. There are many many variables that are fed into a risk probility formula to determine your annual premium.Things to consider: Prior accidents or claims for all 3 of you, what city in CA, how many miles per/yr would the vehicle be driven, how far from the registered business address would it go, is your business sitting on a fault-line, ect. Break out a phone book and start calling around. There are more than enough companies that will offer a free quote over the phone to get your business. When I got my own first auto policy, I literally called about 20 companies to compare. The differences in quotes between minimum and maximum were over 40% variation. It's best to shop around. Good luck in your venture.