Is life insurance bought in India valid abroad?
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4 Responses
2.1.2010
TO BUY LIFE INSURANCE PRODUCT FROM LIC YOU NEED TO BE AN INDIAN OR INDIAN PASSPORT HOLDER RESIDING ABROAD OR PERSON OF INDIAN ORIGIN. IN ALL THESE CASES YOUR INSURANCE BOUGHT IN INDIA IS VALID ABROAD AS WELL. HOWEVER YOU NEED TO INTIMATE ABOUT THE CHANGE IN RESIDENTIAL STATUS TO THE INSURER BECAUSE THE INSURANCE COMPANIES DO NOT OFFER INSURANCE COVER IN CERTAIN COUNTRIES AROUND THE WORLD DUE THEIR POLITICAL UNCERTINITIES. ALSO THE INSURANCE RATING FOR COVERING RISK DEPENDS ON VARIOUS FACTORS. ONE OF THE FACTORS IS PLACE OF WORK , RESIDENCE. HENCE INTIMATE THE INSURER AND TAKE THEIR OPINION, SOMETIMES PAY AN EXTRA PREMIUM FOR THE INSURANCE COVER NEEDED
2.1.2010
definately YES, you can buy any policy of LIC that should be valid in foreign country also.
2.1.2010
some standard life insurances are there..and that is valid in abroad … and local one..for example ingvyasa
2.1.2010
yeah