life insurance . . . ?
Life insurance . . . ?
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Life insurance . . . ?
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4 Responses
2.1.2010
Best Answer – Chosen by Voters Life insurance is a way to spread risk by pooling money from many people. You pay a small premium in exchange for a potentially large sum. If you die, your small premiums generate a large amount for your family. If you live, you lost the bet. The cost is based on your age, health, and other factors that affect your longevity. The insurance company has people (actuaries) who look at statistics of who's died and come up with the probability of your dying within a certain time frame. They charge you accordingly.
2.1.2010
It's a bet, between you and the insurance company, if you're going to die during the covered time period.
2.1.2010
Look at the Personal Finance section of Yahoo Finance.
2.1.2010
Your family gets a payout when you die in exchange for monthly premiums you pay.