My life insurance policy and my insurer?
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5 Responses
2.1.2010
Best Answer – Chosen by Voters It will be transferred to another insurance company admitted to do business in the state in which you bought it. Life insurance policies are transferred ALL THE TIME.
2.1.2010
Typically, if a company gets bought out terms of your current policy would not change. You agreed to the terms and conditions of the policy at the time of signing it and that can't be changed. That is why some of these old policies that pay dividends are still in effect in Canada. No new policies pay dividends since the industry de-mutualized but the old ones are still around.When I worked with Sun Life, I had several clients passed on to me who had old Clarica, Met Life and Prudential Life policies still inforce and unchanged.the only diffference you will likely notice is there will be a different logo on the letterhead and envelope of correspondence. Source(s): Financial Advisor in Canada.
2.1.2010
The company who purchases it will become your new insurer; but there might be changes in the terms of the policy. It is the responsibility of the new insurer to inform you if any changes have been made.
2.1.2010
nothing your not dead thank GOD…………….E-MAIL Im an Insurance adjuster………perhaps i can be of assistance…no charge, im retiredwork p/t Source(s): as girl above says someone may very well try and buy if from out under…do not do anything without researchi have 2 policies..$150,000us each–i/2 to b/f & 2nd 1/2 to sis
2.1.2010
I would think that another company would buy them out and assume everything but still make changes