What is a good life insurance company for a 20 year old man.?
What is a good life insurance company for a 20 year old man.?
I am looking at whole life insurance.
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3 Responses
1.31.2010
WHY? What is it you're expecting this policy to do, and why do you need it when you're 80?ANY A rated company is a decent company. After rating, you're just looking at price. Don't bother comparing "investing" or "savings" portions of whole life policies – they're crappy investment and savings vehicles. If you're going to buy it, it should be because you need the face value, and that need is never going to go away – like you own a business, and will need the policy to pay your estate taxes so the business can stay in the family after you're gone. Source(s): agent, 21+ years
1.31.2010
Get an A rated company. If you want WL then you need a financially secure company.Also, at age 20 why not look at term coverage? I suggest you see an agent to review your needs to find which type of coverage is best. There are tons of WL and Term policies available.Mass Mutual is excellentFirst Colony (if get term product they have good conversion options should you need wl later on)
1.31.2010
I worked in insurance, First, why do you want whole life? But SBLI, and Northwestern mutual seem to be the most flexible.