What is the best life insurance to get for my parents?
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2 Responses
1.31.2010
You can get insurance for your parents and name yourself as the beneficiary. They will have to participate in the underwriting and application process and you will have to show what you stand to lose financially if something happens to them.If you rely on them financially for living expenses, then a term life policy to replace the income they provide to you.If you are worried about their final expenses and you don't anticipate that either you or them will be able to afford them then a whole life insurance or universal life insurance policy. This can also be useful if you want to make sure that a piece of property that they own and you want when they die doesn't go to their creditors.If you are worried about one not having enough income if the other dies first then a whole life insurance or universal life insurance policy on the one producing the income should work.Other than that you don't really need life insurance on your parents' lives. You will not be responsible for their debts and bills when they die. Their estate is responsible. If you have a family then you should be worried about having coverage on your own life first.Try this site to find the best life insurancehttp://best-life-insurance-quote-usa.blogspot.com/Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.
1.31.2010
sunlife