What is the pay like in life insurance sales?
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3 Responses
2.1.2010
my brother in law was a successful insurance salesman but he had a military retirement to help him through the first years when survival in sales would be difficult. It might take 3 to 5 years to develop a base large enough to earn a decent mid five figure income. Many never reach this level. Depending upon which company you are with they will advance you a regular salary "against commission" which means you must make enough sales to cover your salary or it is "out the door"Usually you have 1 to 3 years to repay your salary from commissions. I assume you know how insuance commissions work…it is a little complicated but you have to sell to survive and continue to sell to prosper but if successful you can earn a very good living….but the odds are not good especially in the present economy..
2.1.2010
A down economy ALWAYS affects sales. Generally, most sales jobs are largely commission based until you start getting further up the ranks, such as territory or regional manager. I once found a financial advisor position (mutual fund jockey) that paid 18k base to start with comissions, but you lost the base after 2 years, and you had to maintain a quota to keep the base. Sales is tough, but sales and marketing are pretty much the only people top management respects, so go figure.
2.1.2010
Average agent makes about 60k and you determine your income with this business. Are you looking to be in life insurance sales. If so i can help.