What to do if after a minor accident if your auto insurance rate is higher?
What to do if after a minor accident if your auto insurance rate is higher?
Our auto insurance rate is higher after a minor accident,
How can we negotiate with insurer(progressive) to give us lower rate?
Is there any trick?
How can we negotiate with insurer(progressive) to give us lower rate?
Is there any trick?
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5 Responses
1.27.2010
Best Answer – Chosen by Voters No, there is no negotiating. Each company files their mathematical formula for calculating rates (including the factor they use for accidents) with the state and it is carved in stone. However, every company has its own mathematical formula, so it might pay to shop around. Source(s): Claims adjuster
1.27.2010
Yes, your auto insurance premiums could go up if you have an accident and it is entered in the insurance records. Some insurance companies forgive the first accident and some others may charge a little extra at the time of your signing up for offering forgiveness. You can read more on this link..http://www.assureinsure.com/article-will-my-insurance-premium-go-up-after-accident–43.aspx Source(s): http://www.assureinsure.com/article-will-my-insurance-premium-go-up-after-accident–43.aspx
1.27.2010
I found a great site for you, take a look and tell me what do you think:http://alternativeinsuranceguide.com/how… Source(s): http://alternativeinsuranceguide.com/
1.27.2010
This is standard policy across all insurance companies. They charge you a 10% surcharge for the next 2 to 5 years depending on the severity of the accident.
1.27.2010
You can try negotiations. And check other insurance quotes.Next time, pay for the repairs yourself. Especially in 'minor' accidents.