When is the right time to apply for life insurance?
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2 Responses
1.31.2010
Life isnurance is the most cost effective when you are young. It doesent matter how old you are, if you have a spouse or a child that depends on your paycheck, you and your spouse need life insurance if you want each other to be able to maintain your current lifestyle should something happen to either of you. The best place to apply is to talk to an expert that can show you how much coverage you need, based on what you want for your family. Also there are different types, with different cost structures and benefits.
1.31.2010
It's a tough call. I would focus much, much more on who would be your child's guardian than worry about life insurance.