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11 Responses  

1. taylor lautner
   2.1.2010

   Best Answer – Chosen by Voters There's many reasons why people buy life insurance, but many buy it for the wrong reasons. Here are some of the wrong reasons to buy life insurance:1) To save for retirement (you can do that with IRAs and 401(k))2) To save for kid's education (you can do that with Coverdell, 529 plans, or opening a UGMA account)3) To save for down payment of a home or car (your savings account or money market account can achieve this)4) Having ability to borrow your own money at a low interest rate (don't this sound like a scam to you? But its legal since its in the contract)5) To be insured for the rest of your life (I don't know about you, but I don't want to pay for life insurance when I'm retired)Here are some good reasons to buy it:1) To protect your income2) To pay off the mortgage and other debts in case you die3) To pay for funeral costIts quite common that life insurance agents and financial advisors will sell people on the idea of having life insurance and savings together. Its 2 products in one. But the sad truth about these life insurance products that build these so-called "savings" is that you can only get one of the product back. If you die, you lose the savings. If you cancel the policy, you get the savings (minus surrender charges), but you lose coverage.If people truly know everything about life insurance and how they work, every single one of them will buy term insurance. But most people are not going to spend time to research these products. So I created this blog that has all the information about the different types of life insurance: http://finance1o1.blogspot.com
2. miley cyrus
   2.1.2010

   The term health insurance is generally used to describe a form of insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. Source(s): http://herypgri1.blogspot.com/
3. justin bieber
   2.1.2010

   One of three reasons:1. People buy life insurance because they love someone else, and don't want to see the person, or persons they love suffer financially in the event of their untimely death.2. To protect a business partner from loss with a buy-sell agreement, funded by life insurance.3. Some people buy life insurance in order to leave a legacy to a favorite church or charity.Smart people buy life insurance! Those who are not so smart don't! Source(s): Retired agent
4. taylor swift
   2.1.2010

   just in case you feel that some day in the near future your gonna die and would be better to leave something behind for friends or family, like a few thousands of pounds. but you must be a certain age to get life insurance.you'll probably be 50+ or you shouldn't think about it because you'll spend ￡s a month when someone is likely to die 50+.and you must think is your family or friends that evil to spend the money on themselves if you die. highly unlikely or they put the money to good use.but on a whole you must think carefully
5. taylor swift
   2.1.2010

   Get your life insured has so many benefits specially for the people whom you left after you leave the life.Life Insurance has today become a necessity rather than a luxury. Its imperative that people take a Life Insurance Policy so that their loved ones are taken care of in the event of their death.i refer you a site to visit and compare the Insurance premiums, Insurance cover, tenure etc online .http://www.paisawaisa.com/insurance/life…
6. selena gomez
   2.1.2010

   make use of the SE like google or yahoo to get some ideas first if you want to get the massive information,however if you do not want to spend so much time,here http://www.insuranceidea.info/free-insur… is a direct and good resource for your questions.
7. miley cyrus
   2.1.2010

   so that if they die their family is covered, also with a lot of mortgages the highest earning family member needs to have life insurance to be eligible for the mortgage.
8. miley cyrus
   2.1.2010

   Younger people don,t worry about insurance.Young home owners need the protection just in case.Older people always insure.
9. taylor swift
   2.1.2010

   Should they die, they want to protect their dependants, financially.
10. taylor swift
    2.1.2010

    To ease the financial suffering of the bereaved.
11. miley cyrus
    2.1.2010

    Another reason is to cover the cost of a funeral.

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