Would auto insurance cover a car being hit by a meteorite?
filed in finance on Jan.27, 2010
Would auto insurance cover a car being hit by a meteorite?
In 1992 in Peekskill, NY, fans at a high school football game noticed a fireball streaking through the sky, and was captured on film in 16 different cameras. It ended up smashing the trunk of a car nearby. I was just wondering, if the owner had auto insurance, would he get the money to repair his car?
January 27th, 2010 on 1:32 pm
Best Answer – Chosen by Voters It actually would be covered under Comprehensive as it was a free falling object that hit the vehicle. But one would have had to opt for that under their policy. It is NOT part of the mandatory coverage one is required to carry for the state. If only liabitly, then there would be no coverage. Source(s): claims adj
January 27th, 2010 on 1:32 pm
If the meteorite did not have its own insurance then the cars insurance would have to cover it.
January 27th, 2010 on 1:32 pm
Yes it will. If the car insurance have comprehensive coverage. But if now, of course it won't be covered. Source(s): http://www.autoinsuranceselect.com/article-45/types_of_auto_insurance_coverages/
January 27th, 2010 on 1:32 pm
It would be covered under collision, less any deductible amount.
January 27th, 2010 on 1:32 pm
Yes. This would be a comprehensive claim. Source(s): Claims cowboy.