Face The World » Whole Life Insurance http://www.facebokee.com Y chromosome Wed, 19 May 2010 23:35:05 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Are all whole life insurance policies not insured by the FDIC? http://www.facebokee.com/finance/are-all-whole-life-insurance-policies-not-insured-by-the-fdic.html http://www.facebokee.com/finance/are-all-whole-life-insurance-policies-not-insured-by-the-fdic.html#comments Mon, 01 Feb 2010 10:20:35 +0000 admin http://www.facebokee.com/finance/are-all-whole-life-insurance-policies-not-insured-by-the-fdic.html Are all whole life insurance policies not insured by the FDIC? Which companies provide FDIC insured whole life insurance policies and which companies do not? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Are all whole life insurance policies not insured by the FDIC?

Which companies provide FDIC insured whole life insurance policies and which companies do not?

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]]> http://www.facebokee.com/finance/are-all-whole-life-insurance-policies-not-insured-by-the-fdic.html/feed 10 Can whole Life insurance be cashed out? http://www.facebokee.com/finance/can-whole-life-insurance-be-cashed-out.html http://www.facebokee.com/finance/can-whole-life-insurance-be-cashed-out.html#comments Mon, 01 Feb 2010 10:18:29 +0000 admin http://www.facebokee.com/finance/can-whole-life-insurance-be-cashed-out.html Can whole Life insurance be cashed out? My father has a Whole Life Insurance policy he opened when I was born for me. IT was for 50k and I am 34 years old now. What good is it to me now? Can I cash it in for money? Should I continue to pay it? What [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Can whole Life insurance be cashed out?

My father has a Whole Life Insurance policy he opened when I was born for me. IT was for 50k and I am 34 years old now. What good is it to me now? Can I cash it in for money? Should I continue to pay it? What are my options?

My father insist that it is work at least half the face value.

A little insight please.

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]]> http://www.facebokee.com/finance/can-whole-life-insurance-be-cashed-out.html/feed 6 Whole life insurance and leaving the country? http://www.facebokee.com/finance/whole-life-insurance-and-leaving-the-country.html http://www.facebokee.com/finance/whole-life-insurance-and-leaving-the-country.html#comments Mon, 01 Feb 2010 10:12:15 +0000 admin http://www.facebokee.com/finance/whole-life-insurance-and-leaving-the-country.html Whole life insurance and leaving the country? When i reach retirement i plan on leaving the country USA (My relatives live overseas). If i have a whole life insurance policy does it still cover me even though i am out of the states? Does it pay my beneficiaries upon my death? No related posts. Related [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Whole life insurance and leaving the country?

When i reach retirement i plan on leaving the country USA (My relatives live overseas). If i have a whole life insurance policy does it still cover me even though i am out of the states? Does it pay my beneficiaries upon my death?

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]]> http://www.facebokee.com/finance/whole-life-insurance-and-leaving-the-country.html/feed 4 Question on interest and whole life insurance. http://www.facebokee.com/finance/question-on-interest-and-whole-life-insurance.html http://www.facebokee.com/finance/question-on-interest-and-whole-life-insurance.html#comments Mon, 01 Feb 2010 10:09:46 +0000 admin http://www.facebokee.com/finance/question-on-interest-and-whole-life-insurance.html Question on interest and whole life insurance. If you have a whole life insurance plan and you withdraw money from your cash account, does the interest you pay back go into your account or does it go to the insurance company? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Question on interest and whole life insurance.

If you have a whole life insurance plan and you withdraw money from your cash account, does the interest you pay back go into your account or does it go to the insurance company?

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]]> http://www.facebokee.com/finance/question-on-interest-and-whole-life-insurance.html/feed 2 Taxes on lIquidating whole life insurance? http://www.facebokee.com/finance/taxes-on-liquidating-whole-life-insurance.html http://www.facebokee.com/finance/taxes-on-liquidating-whole-life-insurance.html#comments Mon, 01 Feb 2010 10:08:31 +0000 admin http://www.facebokee.com/finance/taxes-on-liquidating-whole-life-insurance.html Taxes on lIquidating whole life insurance? hi, im just wondering what kind of taxes i should expect when and if i liquidate my whole life insurance. thanks! No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Taxes on lIquidating whole life insurance?

hi, im just wondering what kind of taxes i should expect when and if i liquidate my whole life insurance. thanks!

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]]> http://www.facebokee.com/finance/taxes-on-liquidating-whole-life-insurance.html/feed 2 Borrowing agianst cash value of whole life insurance policy.? http://www.facebokee.com/finance/borrowing-agianst-cash-value-of-whole-life-insurance-policy.html http://www.facebokee.com/finance/borrowing-agianst-cash-value-of-whole-life-insurance-policy.html#comments Mon, 01 Feb 2010 10:03:18 +0000 admin http://www.facebokee.com/finance/borrowing-agianst-cash-value-of-whole-life-insurance-policy.html Undecided Question Borrowing agianst cash value of whole life insurance policy.? My whole life insurance statement reflects that my cash value is $49K. Can I borrow that amount or just a portion? Do any previous loans need to be subtracted from the cash value reflected? No related posts. Related posts brought to you by Yet [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Undecided Question

Borrowing agianst cash value of whole life insurance policy.?

My whole life insurance statement reflects that my cash value is $49K. Can I borrow that amount or just a portion? Do any previous loans need to be subtracted from the cash value reflected?

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]]> http://www.facebokee.com/finance/borrowing-agianst-cash-value-of-whole-life-insurance-policy.html/feed 4 What are the pros and cons of modified whole life insurance? http://www.facebokee.com/finance/what-are-the-pros-and-cons-of-modified-whole-life-insurance.html http://www.facebokee.com/finance/what-are-the-pros-and-cons-of-modified-whole-life-insurance.html#comments Mon, 01 Feb 2010 09:59:30 +0000 admin http://www.facebokee.com/finance/what-are-the-pros-and-cons-of-modified-whole-life-insurance.html What are the pros and cons of modified whole life insurance? I'm really confused by all this insurance biz. What I'd really like to know is whether I'd be losing out alot by cashing in my whole life policy that I've had since 1985. The total death benefit is about $12,400. The cash value is [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

What are the pros and cons of modified whole life insurance?

I'm really confused by all this insurance biz. What I'd really like to know is whether I'd be losing out alot by cashing in my whole life policy that I've had since 1985. The total death benefit is about $12,400. The cash value is $2400 which I could really use now. Would I be losing much since my job automatically provides basic life insurance to me which covers $38,000? I also have additional voluntary AD&D which covers another $38,000?

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]]> http://www.facebokee.com/finance/what-are-the-pros-and-cons-of-modified-whole-life-insurance.html/feed 2 Does anyone know if whole life insurance is better than term life? http://www.facebokee.com/finance/does-anyone-know-if-whole-life-insurance-is-better-than-term-life.html http://www.facebokee.com/finance/does-anyone-know-if-whole-life-insurance-is-better-than-term-life.html#comments Mon, 01 Feb 2010 09:49:36 +0000 admin http://www.facebokee.com/finance/does-anyone-know-if-whole-life-insurance-is-better-than-term-life.html Does anyone know if whole life insurance is better than term life? Say your in your late 30's and completely healthy, have a term life insurance for 250k for 20 years and you dont die in 20 yrs, your now close to 60 and have to start over dont you?Any advice would be helpful! Thanks! [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Does anyone know if whole life insurance is better than term life?

Say your in your late 30's and completely healthy, have a term life insurance for 250k for 20 years and you dont die in 20 yrs, your now close to 60 and have to start over dont you?
Any advice would be helpful! Thanks!

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]]> http://www.facebokee.com/finance/does-anyone-know-if-whole-life-insurance-is-better-than-term-life.html/feed 6 Is Gerber Whole Life Insurance A Worthwhile Investment? http://www.facebokee.com/finance/is-gerber-whole-life-insurance-a-worthwhile-investment.html http://www.facebokee.com/finance/is-gerber-whole-life-insurance-a-worthwhile-investment.html#comments Mon, 01 Feb 2010 09:43:54 +0000 admin http://www.facebokee.com/finance/is-gerber-whole-life-insurance-a-worthwhile-investment.html Is Gerber Whole Life Insurance A Worthwhile Investment? My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of stuff and don't know if it is truly a good and worthwhile [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

Is Gerber Whole Life Insurance A Worthwhile Investment?

My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of stuff and don't know if it is truly a good and worthwhile option for our son. My husband and I would like to do something for his future, but we don't have a lot of money. Is the Gerber WHole Life Insurance a good plan, or is there anything else that is better and affordable for us?

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]]> http://www.facebokee.com/finance/is-gerber-whole-life-insurance-a-worthwhile-investment.html/feed 6 So why buy whole life insurance at all? http://www.facebokee.com/finance/so-why-buy-whole-life-insurance-at-all.html http://www.facebokee.com/finance/so-why-buy-whole-life-insurance-at-all.html#comments Mon, 01 Feb 2010 09:29:56 +0000 admin http://www.facebokee.com/finance/so-why-buy-whole-life-insurance-at-all.html So why buy whole life insurance at all? I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it to me. All of my research indicates to "Buy term and invest the difference" which [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.]]>

So why buy whole life insurance at all?

I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it to me. All of my research indicates to "Buy term and invest the difference" which is what I plan on doing. But I'm still curious, if the wiser choice is to buy term, then:

Who actually buys whole life? Why?

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